Free Systematic Investment Plan (SIP) Calculator
Estimate future returns of your monthly mutual fund investments (SIP) based on compound interest.
Grow Wealth Consistently with SIP Investments
Systematic Investment Plans (SIPs) allow you to invest small sums regularly in mutual funds or ETFs. Our free SIP calculator computes estimated wealth gain and future value of your investments using compound interest.
Simply enter your monthly savings rate, expected annual rate of return, and time horizon to see how compounding grows your capital over the years.
Key Benefits & Features
Compound Analysis
Visualize how your periodic deposits stack up against earned compound interest over time.
Goal Planning
Determine how much monthly investment is required to reach your long-term financial milestones.
How to Use the SIP Calculator Step-by-Step
This utility runs entirely inside your browser using client-side JavaScript. We prioritize your security: none of your inputted text is logged or stored.
- 1
Input your monthly investment budget.
- 2
Enter the expected annual return rate (%) and duration in years.
- 3
View total invested amount, estimated gains, and final wealth output.
Practical Examples
Monthly SIP: 5,000, Expected Return: 12%, Tenure: 10 Years
Frequently Asked Questions (FAQ)
What is a SIP?▼
A Systematic Investment Plan is a method of investing a fixed sum regularly in a financial instrument like mutual funds.
Is compounding daily or monthly in SIPs?▼
Most calculators, including this one, use monthly compounding to match periodic monthly contributions.
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